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Walker Valuation Services is your FHA certified appraisal company

Walker Valuation Services is Virginia state certified and on the FHA Roster of approved residential appraisers.  We are qualified and approved to do reports for FHA secured financial transactions. A portion of the periodic training our staff at Walker Valuation Services receives deals strictly with comprehending the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers. Rather, it provides lending agencies with safety through mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are designed to help low-to-moderate income purchasers by easing credit expectations. Unlike the VA appraiser panel, the lender working with Federal Housing Administration actually has the ability to choose the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely useful to those buyers with less accumulated funding.